Home

  • Home
  • Account Access
  • About Us
  • How To Join
  • Services
  • Rates
  • Loans
  • Calculators
  • Contact Us
  • Holidays
  • Service Fees
  • Privacy Policy
  •  

     

    Services»

    Postal Credit Union
    Of Northern California

     

    Enjoy the many benefits of membership!

    • Lifetime Membership
    • Family Membership
    • Better Returns - Savings
    • Low Rates on Loans
    • Internet Banking
    • 24/7 Automatic Teller
    • No Fee Checking Accounts*
    • Debit Check Cards*
    • Visa Cards - No Annual Fee, Low Interest*
    • Home Equity Loans
    • New & Used Vehicle Loans
    • New & Used Motorcycles 
    • Lines of Credit
    • Signature Loans
    • Certificates of Deposit
    • Christmas Club
    • Kids Join Free
    • Payroll Deduction*
    • Direct Deposit*
    • Automatic Loan and Visa Payments*
    • $2,000 of Accident Insurance-- at no cost to you!
    • Discount Purchasing Programs:
          - Amusement Parks
          - Accident Insurance
          
          - Mechanical Breakdown Policies - Vehicles  
    • Vehicle Blue Book Value Information:
           - New & Used
    *Using two or more of these services will qualify members to receive an additional 1/2% off base interest rate on all loans.



    Secured Loans
    Loans are available, upon approval by the Credit Committee or Loan Officer, at rates lower than the banks, and include:

    • New and Used Auto Loans
    • New and Used Motorcycles
    • Trucks
    • Home Equity

    Unsecured Loans

    • Bill Consolidation
    • Signature Loan (up to $10,000.00) 
    • Recession Bill Payer Special **(up to $25,000.00)
    • Lines of Credit
    • Overdraft for Checking Accounts

    **Restrictions apply.

     For current rates see our Rates page.

    Checking Accounts
    No fee or per check-charges.  A $50.00 minimum balance is required.  Overdraft protection available upon approval.

    Visa® Credit Cards
    We have Visa® credit cards available with no annual fee and a low interest rate.

    ATM/Debit Cards
    Looks like a visa card, works like a check.  Good anywhere Visa® cards are accepted (ATM's) no transaction charges.

    Statements
    Are mailed to members at the close of each calendar quarter.  Checking accounts receive statements every month.

    Direct Deposit
    Can be arranged in most cases for retirement, social security and annuity checks.  It's safe and each payday your check is automatically deposited to your savings or checking account.  Other deposits can be made any time to our office or by mail.

    Withdrawals
    Can be made in person, by phone request, through automated teller or online.  For your protection, identification may be required.

    Insurance
    Your Credit Union provides life insurance upon request. We also offer various coverage plans for purchase at reasonable rates. Members may choose the coverage plan that best meets their needs.

    Discount Programs
    We are constantly looking for cost saving programs for our members.  These include  amusement parks, Mechanical Breakdown Insurance and GAP for vehicles.  Payroll Deduction
    Is the easy way to save and the best way to make loan and visa payments. Pay yourself first! To set up your payroll deduction, go to www.liteblue.usps.gov or call 1- 877-477-3273 and follow the instructions. Please designate only the amount you can comfortably afford to save.

    Accounts insured up to $100,000.00 by NCUA


    © 2007 Postal Credit Union of Northern California

    Home | Account Access | Rate Information | Loan Information | About Us | Holidays
    How To Join | Services | Service Fees | Contact Us | Privacy Policy


    We do business in accordance with the
    Federal Fair Housing Law and the
    Equal Credit Opportunity Act.