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Secured Loans Loans are available, upon approval by the Credit Committee or Loan Officer, at rates lower than the banks, and include:
- New and Used Auto Loans
- New and Used Motorcycles
- Trucks
- Home Equity
Unsecured Loans
- Bill Consolidation
- Signature Loan (up to $10,000.00)
- Recession Bill Payer Special **(up to $25,000.00)
- Lines of Credit
- Overdraft for Checking Accounts
**Restrictions apply.
For current rates see our Rates page.
Checking Accounts No fee or per check-charges. A $50.00 minimum balance is required. Overdraft protection available upon approval.
Visa® Credit Cards We have Visa® credit cards available with no annual fee and a low interest rate.
ATM/Debit Cards Looks like a visa card, works like a check. Good anywhere Visa® cards are accepted (ATM's) no transaction charges.
Statements Are mailed to members at the close of each calendar quarter. Checking accounts receive statements every month.
Direct Deposit Can be arranged in most cases for retirement, social security and annuity checks. It's safe and each payday your check is automatically deposited to your savings or checking account. Other deposits can be made any time to our office or by mail.
Withdrawals Can be made in person, by phone request, through automated teller or online. For your protection, identification may be required.
Insurance Your Credit Union provides life insurance upon request. We also offer various coverage plans for purchase at reasonable rates. Members may choose the coverage plan that best meets their needs.
Discount Programs We are constantly looking for cost saving programs for our members. These include amusement parks, Mechanical Breakdown Insurance and GAP for vehicles. Payroll Deduction Is the easy way to save and the best way to make loan and visa payments. Pay yourself first! To set up your payroll deduction, go to www.liteblue.usps.gov or call 1- 877-477-3273 and follow the instructions. Please designate only the amount you can comfortably afford to save.
Accounts insured up to $100,000.00 by NCUA |